Covered calls made simple

Turn your stocks into
monthly income.

See what your portfolio could earn through covered calls — in plain English, no options experience needed.

See What You Could Earn →

Free forever. No credit card needed. 2 minutes.

Plain English

No options chain. No Greeks. Just clear instructions: which call to sell, at what price, and why.

Personalized

Every recommendation is tuned to your specific stocks, your risk tolerance, and this week's market.

Every Friday

One email. Every stock. Complete analysis. Place your trades in 60 seconds at your existing broker.

You already own the stocks.
The hard part is everything else.

Covered calls sound simple — sell a call, collect premium. But actually doing it every week means dealing with all of this:

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Picking the right strike price

Scrolling through dozens of options trying to figure out which one balances income vs. risk of losing your shares.

We tell you exactly which strike to sell and why
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Timing the expiration

Weekly? Monthly? What if earnings are coming up? What if the market just dropped 3%?

We pick the expiration and skip weeks that aren't worth the risk
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Watching for trouble

Your call is deep in the money and expiring Friday. Do you roll it? Close it? Let it get assigned?

We monitor every position and tell you exactly when to act
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Making it consistent

Doing all of this across multiple stocks, every single week, without second-guessing yourself.

One email. Every Friday. Every stock. Plain English.

What could your portfolio earn?

Add your stocks and see your estimated annual income in 2 minutes.

See What You Could Earn →

Friday morning, two ways.

The same trade. Very different experiences.

Without Income Factory

  • Open your broker's options chain
  • Scan dozens of strike prices and expirations
  • Look up current IV and calculate delta
  • Decide if premiums are worth it this week
  • Check if earnings are coming up
  • Place the trade and hope you picked well

With Income Factory

  • Open your Friday email
  • Read the analysis
  • Check the price is above the floor
  • Place the trade at your broker
  • Collect your premium
Today's market note

What's happening in covered calls right now

March 23, 2026
Quiet Day

VIX is sitting at 30, which means options are pricing in meaningful uncertainty — and that's exactly the environment where delta selection matters most. When volatility is elevated, premiums look attractive across a wider range of strikes, which can tempt sellers to go closer to the money than they should. Keeping delta low (think 0.20 or below) preserves that ~80% expiration-worthless probability even when the market is choppy. Today's broad selloff is a reminder that the math works in your favor when you stay disciplined about strike selection.

→ Your MSFT Call Has an 80% Chance of Expiring Worthless
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Learn about covered calls

New to this? Our 5-minute guide explains covered calls in plain English — no jargon, no prerequisites.

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